How much do you know about the roof that’s going to be above your head? Here is where you can dive into detail for a better understanding of the home you’re eyeing so that you can prepare!
This is the price tag of your home that’s going to be on the SPA and Loan Agreement!
Developers and the government do offer initiatives and rebates to homebuyers like the Bumiputera rebate or early bird! So key them in including how much!
This is the nett price of your home that you’ll need to pay for after all deductions!
Time to know how much your monthly instalments will be for your home!
Beyond the property price, here are the other costs homebuyers would need to know of.
Remember this is an indication and will differ depending on various factors!
We’ve talked about the house. So let’s talk about you!
A joint loan allows homebuyers to have a combined income from 2 or more individuals.
That’s you! That’s because you’ll be the one undertaking the home loan. If you are going to get a joint loan with someone else, don’t forget to add their details in.
P.S: We need your email address because that’s where Myra will send you the entire result for this check!
DSR stands for Debt Servicing Ratio. It is a calculation the banks use to determine if they should grant you the home loan.
It combines all of your commitments and the end-result including the home you’re thinking of getting should not cross 70%.
The lower the %, the higher your chances are!
Myra wants what’s best for you. So here are a handful of tips to help!
The banks will ask you for some documents because it’ll be used to get your home loan! Here are some templates of what those documents look like so that you can refer and make sure that you’re giving the right one!
P.S: This list will differ from each individual homebuyer and your sales consultant will give you your own official list.
Woohoo! You’ve completed the check for you and your home. It’s great information to have so if you’d like a copy to keep, download it.